If you die without a will or an estate plan in place, your family may experience delays in settling your estate.   August is National Make-A-Will Month and According to caring.com, over half of American adults do not have a will, and the percentage of people who say they don’t know how to get a will has increased by 90 percent in the last four years.  Attorney Bob Ross of Ross Estate Planning in Sturgeon Bay says if you lack either a will or an estate plan, there are three critical things you need to do right away.

Not having enough time or assets are the two excuses often given for not having a will or an estate plan in place.  Ross advises you to take the time now to get your end-of-life documents and plans in order.