So many people come to the FISC office saying they wish they could save money but can’t because they have debt.
FISC is a member of the non-profit professional organization called the National Foundation for Consumer Credit or NFCC. Recently, Gail Cunningham, spokesperson for the NFCC said this “The good news is that having a problem with both spending and savings is actually just one problem: spending. The bad news is that overspending is often tied to deep-rooted behavior, making it very difficult to change.”
And this is something nearly every one of my clients tells me in a variety of ways. Here are a few dangers signs of overspending: Bills paid late or ignored; An unwillingness to review how money is spent; Being unaware of how much is owed; Hiding purchases from others; Being afraid to check your credit report and score; and using shopping as a salve for emotional stress.
The foundation of financial stability is to spend smartly and save regularly. If spending becomes a barrier to saving, we need to recognize and deal with it. When people come to the FISC office, I tell them they have already done 90% of the work – facing the issues and seeking options and resources. It’s never just about money. At FISC, we know that. Call us at 920-743-1862. It really IS possible to get out of debt and save money – we’ll show you how.