By Tim Kowols

Even when you are living debt-free, Sturgeon Bay-based Money Management Counselors is still telling consumers to keep a close eye on their credit scores. A recent MoneyTips.com survey showed nearly 30 percent of people had no clue what their credit score was with older adults knowing more than their younger counterparts. Young Americans are looking to develop a credit score for applications for car and home loans. Financial counselor Gay Pustaver says even if everything is paid off there are still reasons to pay attention.

Pustaver advises people to have at least one credit card that you use lightly and pay off quickly to keep your credit score at a higher range. You can listen to the entire Money Management Monday interview with Gay Pustaver online with this story.