Interest rates are holding steady.  That's keeping mortgage rates lower than expected and making existing homes in our area more affordable.  Nicolet Bank's Tom Zellner says this is a good time to act for those who've waited to buy a home.

While the lower mortgage rates are creating a demand for an existing home, some home shoppers are opting to build new homes.  Zellner says that's keeping area builders very busy.

Zellner says the one drawback for those opting to build a new home is that prices for building materials are also rising.