With motorcycles, recreational vehicles, and watercraft being used extensively during the upcoming months, people are reminded to check with their insurance agents to make sure they are covered.  Special vehicles may be treasured toys for adults but the responsibility of finding insurance coverage may not be as fun.  Nicole Kirstin of Robertson Ryan & Associates in Kewaunee says it is always a good idea to review your policies.

Kirstin says riders on existing policies work well and is a good way to bundle more than one type of insurance together.  She says most companies offer discounts when bundling auto as well as homeowner insurances.