You may not be able to take your money with you when you die, but having a prewritten trust or will speed up the where it goes after.  Jim Downey from Blazkovec, Blazkovec & Downey in Algoma and Sturgeon Bay says the goal of an estate plan is to pass on assets in the most efficient method possible.  He says probate is the least efficient manner to settle your estate.

Downey says there is not just one right answer to accomplish the same goal.  He says it is just a matter of what level of complexity is necessary to do it whether you are doing it by a trust or another vehicle.  According to an AARP survey, 60% of Americans lack a will or estate plan.