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Flood damage not always covered with homeowners policy

Heavy thunderstorms this past week have property owners concerned about flooding and damages being covered, according to one local insurance agent. Mike Walston from Robertson Ryan & Associates in Kewaunee says your homeowner’s policy may only cover some types of flooding.  He explains the three scenarios in which flooding may be covered by your homeowners.

 

 

Walston recommends that you check with your insurance agent to find out if that coverage is on your regular homeowner’s policy.  Additional flood insurance policies can be taken out for the replacement cost of any damages, according to Walston.

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