Many credit union customers began getting stimulus checks on Monday, assuming they filed their taxes using direct deposit. Money Management Counselors Director Leslie Boden says that it is vital to make the hard choice with the extra funds. She suggests that you avoid the urge to splurge.

Single filers who earn up to $75,000 and households making less than $150,000 are eligible for a $1,200 check per adult and $500 for any dependent children.