Money Management Counselors Executive Director Leslie Boden suggests managing money right before the holidays might present the biggest challenge of the year. She shares some of the details that many people do not account for when trying to budget their spending.

Boden adds that extra purchases, like buy-two-get-one-free offers, can have you spend more than originally planned.  Having lists and sticking to them can help curb overspending as well.  Setting boundaries and putting your cash inside an envelope to keep track is a good way to account for your holiday budget.  You can listen to the conversation with Leslie Boden of Money Management Counselors on the podcast page.