Although a major national retail chain has chosen to discontinue its layaway policy, some local stores still see the service's advantages.  Walmart has ended its layaway service by going with the buy-now, pay later trend.  Jeff Rueckl, co-owner of McMahons of Luxemburg, says his customers are still utilizing the shop now and get it delivered later, especially with planning for the upcoming holidays.

Rueckl notes that supply chain issues with furniture have been challenging the past year for special orders, but carrying a deep inventory of reclining chairs has softened the blow.  Contrary to some backorders for products, mattresses from factories can be delivered in-store within one week, Rueckl says.